Financial Empowerment Programs at SMD Self-Help Clearinghouse

Access to Benefits

The SMD Financial Empowerment Programs are available for you to develop the knowledge, skills and confidence to make the financial decisions that will help you reach your goals.

We also provide information and free, knowledgeable assistance in accessing the programs and benefits that will help you build a stronger financial future. 

How can I access these programs?

Call:  204-975-3103
Toll-free:  1-866-282-8041
Drop in:  204 – 825 Sherbrook St.

• For Access to Benefits, please contact the coordinator to arrange an appointment.  Some services can be delivered by mail, email or telephone.

• For Matched Savings:

  1.  Request an application in print or by email
  2.  Complete the application and return with evidence of income
  3.  Meet with program coordinator to learn more about the program.  Decide if it is the right program for you, and if it is the right time to take it.

Program Income Limits

                       Household         Saving          IDA/Access
                       size                    Circle            to Benefits

                       1 Person           $18,712          $24,949
                       2 People           $23,296          $31,061
                       3 People           $28,639          $38,185
                       4 People           $34,772          $46,362
                       5 People           $39,437          $52,583
                       6 People           $44,478          $59,304
                       7 People +        $49,520          $66,027
*if your income is outside of these ranges please discuss with us.

Print off our program brochure  Financial Empowerment Programs Brochure 2017


Through the Access to Benefits Program (A2B) we can help you with FREE knowledgeable assistance to apply for government benefit programs and tax credits such as these, and others:

Get caught up on tax returns for current and previous years

Problem-solve, through assistance with appeals and coaching on how to approach financial service providers effectively

Get referrals to other financial programs and services

Receive one to one help in establishing budgets, addressing budget problems, replacing identification, etc.

Other services and referrals that may help you address issues that affect you financially


Through the Matched Savings Programs you can save for something you need, earning up to a 3:1 match on your savings: 


Saving Circle:

              > Six month program saving up to $250 with a match of up to $750
              > Qualifying goals include:

Individual Development Accounts:

             > 24 month program saving up to $1,000, with a match of up to 3:1
             > Qualifying goals:




Community Volunteer Income Tax Program

Free tax clinic by appointment available to prepare your income taxes for 2016.
Dates: Wednesdays and Thursday in April 2017
Location:  204-825 Sherbrook Street

Taxes are done by appointment only.

To arrange an appointment call:  204-975-3037 or email



Get Your Benefits!

Get Your Benefits! is a 20-page plain language booklet listing many federal, provincial and regional benefits and programs individuals and families living in Manitoba may be eligible for. This booklet is available in two languages - English [pdf] and French [pdf].

Visit for more information about the individual programs and benefits, as well as the benefits of filing tax retuns.